nimbotoolsMA county viability check

Does this Medicare Advantage county still hold up?

Enter one county's payment, cost and scale. You get the margin, the break-even membership and three stress tests, with a stay, restructure or review-exit result.

Example values are illustrative. Replace them with your own.

County and payment
From the CMS MA ratebook for your county. CMS ratebooks
Qualifying counties get a 10% quality bonus instead of 5%.
Your Part C bid for a member of average risk.
After CMS normalization. The tool applies the 5.9% coding adjustment.
Part D
Costs and scale
Per member per month, including broker commissions.
USD per year: systems, Stars program, network, compliance.

All amounts are USD per member per month (PMPM) unless stated.

Method and limits

This is a directional screen, not a bid. Actual MA payment involves standardization, normalization, county weighting and actuarial assumptions not modeled here. Rebate dollars must fund supplemental benefits or premium reductions; include those benefits in medical cost. Quality bonus: 5% for 4 stars or more, 10% in double-bonus counties. Rebate share: 70% at 4.5 stars or more, 65% at 3.5 to 4, 50% below 3.5. Benchmarks are updated every April with the CMS rate announcement.

Sources

Nimbotools is not affiliated with CMS or any insurer. Simplified model, not actuarial or financial advice. Nothing you enter leaves your browser.